On March 31, 2020, Mason Pertnoy of Solowsky & Allen, P.L. filed a declaratory judgment action on behalf of Café La Trova against Aspen Specialty Insurance Company, seeking a determination by the court that losses relating to COVID-19 are covered by Café La Trova’s commercial insurance policy. Like many other businesses across the country, Café La Trova has suffered significant losses as a result of COVID-19. This is precisely the type of situation that Café La Trova’s commercial insurance policy is designed to provide coverage for. Yet, insurers across the country are denying claims or delaying payments for COVID-19 related losses, leaving businesses to suffer.